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Welcome to East West One Consortium Bhd  ”Investment Scheme for Oil Palm

Why we need to invest intelligently and diversify our hard earn money:-   

**Due current  economic  slowdown,pressured with  High Inflation  (4-5%) & Low  FD rates (3%), reflects Negative  Capital  growth of your Savings. One must diversify part of the financial  portfolio in High Yielding  Investments to sustain Capital  growth as a hedge against  current  High  Inflation.
The East West Horizon  Plantation  Bhd , provides  a time tested opportunity  to invest in their Oil Palm Investment  Scheme launched in 2011, which  pays an avg. yield  of 9.5 – 11% pa for the 8 yrs maturity  period. The monthly. yields are paid quarterly and very useful to pay your monthly:
1. Utility  bills
2. Cash for your child’s  Higher  Education.
3. Most importantly  – Yours Capital
    preserved  for future needs.
Pls login: for more details & FAQ.
Frequently Asked Question in mind about East West Horizon Planter’s Scheme (EWHPS) Investment :–

1.What is East West Horizon Planter’s Scheme (EWHPS)?

EWHPS is an oil palm plantation based investment scheme, which is approved by the Companies Commission of Malaysia under the Companies Act, 1965. EWHPS offers investors fixed annual returns that are paid every quarterly and full repayment of invested capital upon maturity of the respective Planter’s Agreement.

2.Who is East West Horizon Plantation Berhad (EWHPB)?

EWHPB is a Malaysian incorporated public company, which is principally involved in the oil palm plantation business, particularly in development and management of oil palm plantations. EWHPB manages EWHPS, an oil palm plantation based investment scheme approved by the Companies Commission of Malaysia under the Companies Act, 1965.

3.How much is a unit of investment?

There are 4 categories of investment to choose from with each having a different investment amount. They are Diamond Category (RM180,000), Emerald Category (RM120,000), Ruby Category (RM60,000) and Sapphire Category (RM20,000).

4.How do investors invest?

Investors can invest via bank draft, bank transfer, cheque, credit card and/or tele-transfer. Each investment needs to be supported with the following documents and forms:

  • Deposit/bank-in slip (indicating investment amount)
  • Two (2) signed Planter’s Agreement and one (1) completed/signed Application Form
  • Relevant KYI forms and supporting documents (certified or notarised)
  • If individual investors, photocopy of individual investors’ NRIC (back and front, certified true copy or notarised) or passport (personal details page, certified true copy or duly notarised)
  • If corporate or non-individual investors, photocopy of corporate or non-individual investors’ corporate/statutory documents (certified true copy or notarised) including board resolution approving the investment (certified true copy or notarised)
  • Photocopy of bank book/statement (indicating name of investor/recipient of MNR payment and bank account number); and
  • Payment of relevant legal fees, costs and expenses incurred in the preparation and execution of the Planter’s Agreement

5. Can I invest jointly with another investor? If so, how will the MNR be paid?

Yes, an investor may invest jointly with another investor. Only a maximum of two (2) investors are permitted per investment. The MNR are paid into one (1) bank account only, regardless of whether it is a joint bank account or an individual bank account. Depending on the joint investors’ instruction as stated in the application form, the net returns can be paid into an individual bank account (Principal Applicant Only) or a joint bank account (Names of both Applicants).

6.What is the minimum age to invest in EWHPS?

The investor has to be 18 years old (after his/her 18th birthday) and above to be eligible to invest in EWHPS.

7. What is the maximum number of Planter’s Blocks that an investor can invest in under

There is no limit to the number of Planter’s Blocks that an investor can invest in under EWHPS. An investor can invest as many as he/she so desires subject to availability of the Planter’s Blocks.

8. Will investors be issued land titles for their investment?

The rights held by investors in the form of any Planter’s Block are in the nature of a profit a prendre and rest in contract only (as specified in the MNR in proportion of their interest in the Planter’s Blocks) and shall not create in or confer any form of interest in or over the Planter’s Blocks and/or the Plantation under the EWHPS. Investors will receive the signed Planter’s Agreement and Planter’s Certificate in return for their investment, which entitle them to a specified fixed return and the return of capital upon maturity of the respective Planter’s Agreement.

9. What returns can investors expect from their investments?

Investors can enjoy fixed annual returns based on their investment categories of choice as follow:

Investment (RM)

Annual return (%)

Diamond (RM180,00)

1st 3 years-8%
4th year-9.5%
5th year-11%
6th year-13%
7th year-14%
8th year-16.5%

Emerald (RM120,000)

1st 3 years-8%
4th year-9.5%
5th year-11%
6th year-12%
7th year-13%
8th year-14.5%

Ruby (RM60,000)

1st 3 years-8%
4th year-9%
5th year-10%
6th year-11%
7th year-12%
8th year-14%

Sapphire (RM20,000)

1st 3 years-8%
4th year-9%
5th year-9.5%
6th year-10.5%
7th year-11%
8th year-12%

10. What happens after the maturity of the four (4) investment categories?

Investors will receive 100% of their invested capital after presenting the original Planter’s Agreement and Planter’s Certificate to EWHPB upon maturity of their Planter’s Block(s).

11.When and how do investors receive their returns?

TMF Trustee will pay the MNR directly into the investor’s bank account every quarterly, i.e. at every end of March, June, September and December. Investors will also receive MNR statements from the Management Company. For more details, please refer to Clause 11.9 of the Prospectus

12. Can investors choose to accumulate all returns to increase their overall
investment amount and thus increase the total net return of investment?

Investors will receive their MNR every quarterly and they are not entitled to accumulate all returns to increase their overall investment amount.

13. Is there any receipt to acknowledge the investor(s) investment in EWHPS?

The Management Company will issue a Planter’s Certificate to the investor within 60 days of receipt of full payment of Subscription Fee by the investor to evidence the investment in EWHPS.

14. What are the risks facing investors when investing in EWHPS?

The fixed returns are as stated in the net yield schedule attached in the Planter’s Agreement. Investors are advised to read and understand the risk factors as provided in the Prospectus of EWHPS.

15. Can I withdraw from this scheme before the maturity date?

You may transfer your Planter’s Block(s) to another person after one (1) year from the commencement of the Planter’s Agreement or sell back to the Management Company after two (2) years from the commencement date of Planter’s Agreement subject to the Management Company receiving the following documents/fees from you:

  1. Transfer to another person
    • Transfer Form and Transferee’s Undertaking Letter (can be found in the Planter’s Agreement)
    • Original Planter’s Agreement and Planter’s Certificate
    • Payment of relevant legal fees, costs and expenses incurred in the preparation and execution of the Planter’s Agreement, RM15 (payment for Prospectus), RM100 (transfer fee)- all to be banked into East West Horizon Plantation Berhad’s bank account with CIMB (account number: 8007401547)
    • Existing investor to request in writing the transfer of investment; and
    • Photocopy of transferee’s NRIC or passport and bank book or bank statement
  2. Sell back to the Management Company
    • Repurchase Form (can be obtained from any EWOM offices)
    • Original Planter’s Agreement and Planter’s Certificate; and
    • Existing investor to request in writing the repurchase of investment by the Management Company
      The actual repurchase price will depend on the length of time in which the Planter’s Block(s) is held by the investor, i.e. duration between commencement date of Planter’s Agreement and the date of repurchase. For more details, please refer to Clause 8.14 of the Prospectus.

The actual repurchase consideration will depend on the length of period lapsed between the 1st Anniversary of the commencement date of Planter’s Agreement and the date of repurchase. For more details, please refer to Clause 5.2 of the Prospectus.

16. What would happen to the MNR during the transition period of the transfer?

The Trustee will only pay the MNR to the investors whose names are registered in their record at the time of payment. No pro rata of payment between transferor and transferee will be entertained.

17. What happens if the Management Company winds up?

EWHPS shall continue to subsist for as long as there shall be a valid Planter’s Agreement, Planter’s Blocks and its related Planter’s Certificate in existence, or for such other time as shall be agreed between the Trustee and the Management Company. Where the Management Company is in liquidation or where in the opinion of the Trustee, the Management Company has ceased to carry on business or has to the prejudice of the Planters to which the Trust Deed relates, failed to comply with the Trust Deed, the Trustee shall summon a meeting of the Planters.

18. How is EWHPS different from unit trust?

EWHPS is an investment with high fixed annual returns that are paid every quarterly and the invested amount is fully repaid upon maturity of the Planter’s Block(s). As for unit trust, investors can choose their preferred mutual fund based on their risk appetite (higher risk typically offers higher return and vice versa). Typical risks associated with unit trust investment include market risk, interest rate risk, credit risk, investment manager risk, country risk and currency or foreign exchange risk. Investors may not be able to receive the investment amount in full when he/she decides to sell the units.
EWHPS and unit trust are both collective investment schemes that pool funds from a large number of investors. Although EWHPS is exposed to business risks, most notably inherent risks associated with the oil palm industry, these risks are mitigated through effective resource management, close supervision of oil palm plantation and effective cost control policy.

19. Why invest in EWHPS?

EWHPS is an approved investment scheme by the Companies Commission of Malaysia under the Companies Act, 1965. This scheme is relatively low risk in view of stringent vetting by the Companies Commission of Malaysia prior to approval of the scheme and thereafter periodic review and approval of renewal of the Prospectus of EWHPS. Besides this, EWHPS offers fixed MNR that are paid every quarterly by the Trustee over a medium term investment period of 8 years. EWHPS also offers full repayment of the invested amount at the maturity of the Planter’s Block(s), which payment will be made by the Trustee to the investors.

20. How many investment blocks will be offered for public subscription?

EWHPS is launched with a total of 5,753 Planter’s Blocks available for public subscription with distribution as follows:

Diamond Investment – 290 blocks
Emerald Investment – 784 blocks
Ruby Investment – 2,170 blocks
Sapphire Investment – 2,509 blocks

21. Can foreigners invest in this scheme and what is the currency involved?

Yes, foreigners can invest in this scheme in Ringgit Malaysia only.

22. How are the interests of investors of EWHPS are protected?

EWHPB has appointed TMF Trustees Malaysia Berhad to act as trustee for the benefit of the investors to which the Trust Deed relates. The Trust Deed protects the interests and rights of all investors and also sets out the duties and responsibilities of the Trustee. TMF Trustees are responsible to ensure all terms and conditions as stated in the Planter’s Agreement are adhered to.

23. Where is the location of EWHPS’s plantation and how many acres?

EWHPS’s oil palm plantation land of approximately 11,670 acres is located in Ranau, Keningau and Tambunan in Sabah.

24. Why did EWHPB select Sabah as the location for its oil palm plantation?

Sabah has highly favorable agronomic factors that are suitable for oil palm cultivation, in particular fertile soil and even rainfall throughout the year. Sabah’s excellent growing conditions ensure high yields (second highest yield in Malaysia) and this is well-documented in the statistics of the Malaysian Palm Oil Board (MPOB), the leading Malaysian authority in palm oil.

25. Is the scheme a “Ponzi Scheme”? Where and how does the Management Company raise
funds to repay investors upon maturity?

No, EWHPS is definitely not a “Ponzi Scheme”. The Management Company will start harvesting from the 4th year onwards and cash flows from harvesting will be used to fully repay investors upon maturity. Please refer to Clause 12.1 of the Prospectus for further details on the undertaking of the Management Company including timing and percentage of remittance of the Subscription Fee to the Reserve Fund Trust Account of the Trustee.

26. What would happen if the Management Company calls for early termination of the scheme?

The Management Company is unable to initiate any early termination of the scheme without convening a meeting of the Planters where a ¾ majority in value of the Planters present and voting either in person or by proxy at the meeting for adopting a resolution in favour of such proposal.

27. Did the company take up insurance coverage on the plantation? If so, please provide
further details.

Yes, the Plantation Management Company will insure the Plantation only upon completion of planting of the oil palms against damage caused to the palms arising from events such as disease and fire. Insurance coverage of key risks has been procured for physical assets of the Plantation, which is in line with industry practice.

28. What is Force Majeure under Clause 17 of the Planter’s Agreement? Can the company
elaborate further on this clause?

“Force Majeure” refers to any acts of God, where its occurrence is beyond the control of the Management Company. Such events could inevitably result in failure, delay, hindrance and/or interference in the fulfillment of any provisions of the Planter’s Agreement on the part of the Management Company or inability to continue the performance of the obligations set out in the Planter’s Agreement.

29. What is KYI?

KYI is implemented as part of the compliance procedures established by EWHPB to comply with their legal responsibilities under the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2011 of Malaysia (“AMLA”). This would provide alternate investment opportunity for foreign investors to invest in EWHPS.

30. Why do EWHPS investors need to fill up the KYI form?

This is for AMLA compliance, intended to ensure that no incorrect statement is made, and the statement made in the KYI forms are not misleading.

Will call with brochures with no obligations  to invest…👍

Judy Lee
Planter’s  Consultant
Remarks: Top 3 investors, Malaysian,Singaporean and Japanese